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We practice exclusively in areas related to estate planning and administration. Our focus includes matters such as:

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The Law Office of Adam S. Bernick
2047 Locust Street
Philadelphia, PA 19103
Telephone: 215-563-8783
Fax: 215-563-9996
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Probate & Estate Planning FAQs

How can a person leave property to minor children?

What are some of the fiduciary responsibilities owed by a trustee to the beneficiaries?

Learn More: Estate Planning

Why Long-Term Care Insurance Should be Considered

Why Long-Term Care Insurance Should be Considered

  • Medicare will only pay for limited periods of nursing care following a hospital stay.

  • Medicare will not pay for long-term care that involves non-medical help with daily tasks, e.g., bathing, dressing.

  • Medigap policies and regular health insurance plans do not usually pay for long-term care that involves non-medical help.

  • Medicaid, the federal-state public assistance program for the poor, does pay for nursing home costs but only after a person "spends-down" their assets to a level where they can qualify for aid.

  • According to the 2004 MetLife Market Survey of Nursing Home and Nursing Home Care Costs, the average daily cost of a private room in a nursing home in the U.S. is $70,080 a year. This amount has increased $4015 since the 2003 survey.

  • Many people prefer to receive care in their homes.

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The Law Office of Adam S. Bernick, in Philadelphia, Pennsylvania, provides effective legal services to Philadelphia, Doylestown, Media, Norristown, and West Chester and throughout Philadelphia, Bucks, Chester, Delaware and Montgomery counties.